Straight answers. Without the jargon.
Start here, or get in touch if you’d rather ask the team.
Can I enquire if I’m just looking?
Yes. You don’t need the car picked out or all the answers ready.
Does an enquiry mean I’m approved?
No. Approval depends on the lender’s assessment, eligibility requirements and conditions.
Does the enquiry form run a credit check?
No. This form doesn’t run a credit check. If you decide to apply, the Credit Guide explains the checks involved.
Do you help outside Brisbane?
Yes. We’re based in Spring Hill, Brisbane, and help customers Australia-wide.
Does Naevia charge a fee?
Our Credit Guide sets out the credit assistance fee that may apply if a loan proceeds. Read the guide and the quote provided to you before deciding.
How long does it take?
It depends on the lender and the information required. We help prepare the application and keep you informed.
Will I need to provide documents?
Yes, an application usually needs identification and financial information. We explain what applies and how to provide it.
Can I discuss a private-sale car?
Yes. Share the vehicle and seller details. Available options depend on the lender and purchase.
Can I refinance my current car loan?
You can ask. Bring your balance, rate, repayment, remaining term and payout figure, and compare the full cost of switching before deciding.
Can a personal loan cover a renovation?
Some lenders allow home-improvement purposes. We can discuss the work and check the relevant options.
Can I combine existing debts?
It may be possible, but compare the new total costs and term. A lower regular repayment does not automatically mean a cheaper loan.
You pick the dream. We do the rest.
Five quick questions. Then a real conversation with the team, and the costs explained before you decide anything.